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Housing : I rent, buy, insure a place
How can I rent a place ? How can I buy a place ? How can I insure my place ? How can I finance the purchase of my place ? Back to the administrative matters list
Financing the purchase of your housing
The various costs to take into account. If you want to buy a house in France, here are the expenses you must provide in addition to the price of the house : - The costs of agencies « frais d'agence »; - notary fees « frais de notaire », which are essential...
Buying a place in France
Buying a house not built in France Buying a home already built in France Back to the "housing" article
Buying a house not built in France
You may select your home "sur plan", ie housing that is not yet built even if you have not yet bought the land and obtained the building permit « permis de constuire ». For this, you must sign a contract of booking « contrat de réservation ». By signing...
Buying a home already built in France
Visiting a place Subdivision, condominium and charges « Compromis de vente » what's that ? The finding asbestos « constat amiante » what is it ? Deed of covenant, acte notarié Assemblée, syndic, pouvoir, mandat, what's that ? See the article "housing...
One more "déclaration circonstanciée"
Your name Your address Your city, date « le 9 mai 2008 » Your contract number Madame, Monsieur, Je vous informe par la présente que ce mercredi 5 mai 2008 j'ai eu un dégât des eaux dans mon appartement. Ce sinistre est survenu vers 9 heures du matin et...
I write a "déclaration circonstanciée"
You can write this letter " sur papier libre " but it must always include : Your name Your address The place and date Your contract reference Madame, Monsieur, If you called your insurance, use this sentence « Suite à notre conversation téléphonique,...
Housing and insurance
Renting and insurance If you own your place The garantie “recours des voisins et des tiers” Check your protection “en cas de vol” “Franchise” and “vétusté” what's that ? In case of “sinistre” The « responsabilité civile » what's that ? I moved, and my...
I moved, and my insurance?
Normally your contract is transferred to your new home. Tell your insurer to have the new address on your contract, he will check with you to know what is the size of your new home, what are the new elements to achieve and what price you will pay! From...
The « responsabilité civile » what's that ?
Imagine that you drop a flower pot from your balcony on your neighbour's car ... The liability « responsabilité civile » is used to protect you for your "mistakes" or those of your children. It is part of insurance very important, it covers everything...